Business Insurance   Get Quote
A broad term referring to a class of insurance often including property and liability coverages specific to the type of business. The Property coverages can include the insured's physical property such as Buildings, Contents, Money & Securities, as well as Loss of Earnings due to a covered peril, and coverage for other's property in the Care, Custody, & Control of the insured. Liability coverage usually applies to Bodily Injury, Property Damage, and other liabilities to 3rd parties. Liability coverage may be limited to a specific premises, to the United States and its territories, or may even extend worldwide. Liability coverage and premiums are based on the operations of the insured. Professional Liability is usually a separate coverage and applies to the failure to, or improper rendering of professional services.


Property   Get Quote
Property coverages can include the insured's physical property such as Buildings, Contents, Money & Securities, as well as Loss of Earnings due to a covered peril, and coverage for other's property in the Care, Custody, & Control of the insured.


Liability  Get Quote
Liability coverage usually applies to Bodily Injury, Property Damage, and other liabilities to 3rd parties. Liability coverage may be limited to a specific premises, to the United States and its territories, or may even extend worldwide. Liability coverage and premiums are based on the operations of the insured. Professional Liability is usually a separate coverage and applies to the failure to, or improper rendering of professional services.


Worker's Compensation  Get Quote
Protection that provides statutory benefits to employees for injury or contracted disease arising out of and in the course of employment. All states have laws that require such protection for most workers and prescribe the length and amount of such benefits provided.


Professional Liability  Get Quote
This is sometimes referred to as Errors & Omissions insurance (E&O). A class of insurance policy that indemnifies the insured for third-party liability claims due to the failure to, or improper rendering of professional services. Professionals include doctors, lawyers, engineers, insurance agents and many others.


Bonds  Get Quote
There are many types of bonds. Insurance bonds are normally three-party contracts in which one party agrees to guarantee the act, performance or behavior of a second party to a third party.Two common types of bonds are fidelity and surety. A Fidelity bond is often used to reimburse an employer for employee theft or embezzlement. A Surety bond is a written agreement wherein one party, called the surety, obligates itself to a second party, called the obligee or beneficiary, to answer for the default of a third party, called the principal.